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Texas Real Estate Commission Consumer Protection Notice

    Get A CLUE

    CLUE stands for (Comprehensive Loss Underwriting Exchange). Much like a credit report, Insurance companies record past claims for a property that help set rates for homeowners insurance. 

    How is a CLUE report valuable to a homebuyer? 

    • It helps uncover items that may not otherwise be disclosed in the Seller’s Disclosure. 
    • It helps give a comprehensive overview of past claims prior to the current homeowner’s ownership. 

    A buyer cannot request a CLUE report, but an Insurance Provider can. At VIVO Realty our buyer’s agents will guide you on how to obtain a CLUE report on your purchase. 

    A CLUE report details the following: 

    • Claims for a property dating back seven years
    • Date of losses
    • Loss types
    • Amounts paid for any claims.

    A Seller will want to obtain a CLUE report prior to putting their home on the market to double-check the report for any errors. 

    Learn how to obtain a free CLUE report from LexisNexis.

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