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CLUE stands for (Comprehensive Loss Underwriting Exchange). Much like a credit report, Insurance companies record past claims for a property that help set rates for homeowners insurance. 

How is a CLUE report valuable to a homebuyer? 

  • It helps uncover items that may not otherwise be disclosed in the Seller’s Disclosure. 
  • It helps give a comprehensive overview of past claims prior to the current homeowner’s ownership. 

A buyer cannot request a CLUE report, but an Insurance Provider can. At VIVO Realty our buyer’s agents will guide you on how to obtain a CLUE report on your purchase. 

A CLUE report details the following: 

  • Claims for a property dating back seven years
  • Date of losses
  • Loss types
  • Amounts paid for any claims.

A Seller will want to obtain a CLUE report prior to putting their home on the market to double-check the report for any errors. 

Learn how to obtain a free CLUE report from LexisNexis.

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