The Home Buyer Process
Imagine buying your dream home. Let our experienced staff help you make it happen.
THE VIVO DIFFERENCE
Buying a home is a big step, which is why VIVO Realty takes every opportunity to make your home buying experience as simple and extraordinary as possible.
From the search process to the closing table we are working hard to make sure you get the best service possible. We will provide a home buying experience unlike any other.
At VIVO we understand that when you’re buying a home, you’re really buying a lifestyle, which is why our highly trained agents are like expert matchmakers ensuring you find the right home and lifestyle for you and/or your family.
Come experience the VIVO difference.
1. GET PREAPPROVED FOR A HOME LOAN
A pre-approval is your permission slip to start looking for homes. It allows you to know what payment you will be comfortable in and gives you peace of mind. We can arrange for you to work with our preferred lender right away.
Difference between a Pre-Approval and Pre-Qualification.
Get Pre-Approved here!
2. THE SEARCH
We are like matchmakers, finding the right partner for you. Tell us what you like and let us match you up with a location and home you will fall in love with!
“When you find the perfect home, you just know. It’s like love at first sight.” —David Maez, Broker VIVO Realty
3. THE ONE
Once you select a home we will run a detailed pricing comparison of past solds in the neighborhood and advise you of a reasonable offer price. Once you agree on an offer price we will negotiate the offer on your behalf.
You will write two checks to submit with your offer:
- Option Money
- Earnest Money
STEPS TO CLOSING
- The Home Inspection
- Appraisals and Loan Approval
- Transaction Coordinator
4. THE INSPECTION
Once we have negotiated and executed an agreement we will then enter the option period and you will schedule your home inspections immediately.
What we discover during the inspection period can most of the time be negotiated with the seller.
5. CLOSING: APPRAISAL AND LOAN APPROVAL
After we have moved forward past the option period you will continue to work with your lender to obtain final approval. Once the home meets the appraisal and your loan is approved we are onto closing.
6. THE APPROVAL
“Not only did I have a house to sell but I had one to purchase as well. VIVO got it done seamlessly. We couldn’t be happier.” —Aaron and Hillary Murff, University Park
7. CLOSING: TRANSACTION COORDINATOR
To streamline the closing process our Transaction Coordinator will work closely with you and the title company to ensure we have a streamlined closing. This ensures that all the t’s are crossed and the i’s are dotted in your transaction.
8. THE CLOSING
Now that we have reached the finish line, you will close on your home at the title company. Be sure to have your ID
prepared and we suggest taking off the full day
so you can enjoy the process.
After closing you are now the owner!
“When my closing day came around I felt comfortable knowing all the details were taken care of. My VIVO agent walked me through every step of the way and was there to congratulate me when I closed. We are still friends today.” — Rich and Rocio Zambrano, Carrollton
On Average, VIVO agents close 2 – 3+ transactions a month. When you’re working with VIVO, you’re working with industry experts.